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© MediaBlanket Ltd. Total Car Finance is a trading style of Mediablanket Ltd, who is authorised and
regulated by the Financial Conduct Authority.
We are a licensed credit broker, not a lender and we do not make credit decisions.
As a fully authorised and regulated credit broker we connect customers with reputable lenders, brokers and
alternative consumer credit providers from our network to offer you a range of loan and credit products in
exchange for a commission. We will not charge you a fee for using our service.
© MediaBlanket Ltd | Company Registration: 07949139 | Data Protection: Z3334636 | FCA Reference Number:
723605
Registered Office Address: MediaBlanket Ltd, Lloyds House, 18-22 Lloyd Street, Manchester, M2 5WA
Consumer Advisory:
Total Car finance is a loan matching service and there is no guarantee you will be accepted by a lender or
that you will be offered terms that are suitable for your individual financial needs. Please note that the
lender or broker we direct you to may not offer the cheapest loan compared to the open market. This site
will submit the information provided to lenders and brokers in our network based on the information that you
have provided. Following loan approval, if the lender requires further information from you this may be
collected after we have transferred you to their website, or they may contact you via phone, email or SMS.
- Short term loans are expensive and should only be used for short term borrowing, and not as a long-term
solution.
- If you are thinking of consolidating existing borrowing, you should be aware that you may be extending
the terms of the debt and increasing the total amount you repay.
- If you choose to secure a finance option against your home, your home may be repossessed if you do not
maintain your repayments. Think carefully before securing other debts against your home.
Make sure you understand the costs before you apply. Please only apply for a loan if you're sure that you
can repay it in full on your due date and still manage your other outgoings. Missing repayments may have a
negative effect on your credit rating and make it more difficult for you to obtain credit in the future.
Please note that not all applicants will qualify for a loan, and MediaBlanket Ltd simply provides a FREE
loan matching service and does not engage in any direct consumer lending. Not all lending partners offer
loans up to £10,000, and not all applicants will be approved for their requested loan amount. Some lenders
will only consider applicants who are UK homeowners.
UK residents and over 18's only. All finance is subject to creditworthiness and affordability checks in line
with responsible lending, and some lenders you may be matched with may run a credit check from a credit
reference agency. As part of the application process, you are agreeing that in order to assess your
eligibility for the product you are applying for, that lenders will carry out a soft search on your credit
file. A soft search is only visible to you and does not affect your credit rating. If you choose to progress
your application with a loan product, the lender may carry out a hard search. This hard search will be
visible on your credit file to you and other providers and can negatively impact your credit score.
Auto Decisioning allows lenders to make a decision on your loan application without the need for human
interaction, for more information please contact your lender or see their privacy policy.
The quote and APR you receive will be tailored to your specific circumstances. Loan terms, conditions,
policies, and repayment terms vary by lender and if you are presented with a loan offer, it is important
that you familiarise yourself with these terms prior to proceeding. Lenders may use collection services for
non-payment of loans.
Most loans can be paid into your bank account the same day following approval; however, the time required to
process and transfer the loan varies by lender and not all lenders are able to pay out the same day.
If we are unable to find you a lender to approve your loan application, we may transfer you to an
alternative provider or service, which may incur a fee if you choose to use it. We do not endorse any
particular product or service, and any information provided on our communications or websites serve as
opinion only.
*Most loans can be paid into your bank account the same day following approval; however, the time required
to process and transfer the loan varies by lender and not all lenders are able to pay out the same day.
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